The services of FinanceHQ LLC ("FinanceHQ") include providing general educational information and advice to individuals who utilize our site (“Clients”) seeking referral to a financial advisor. We require Clients in search of an advisor referral to complete an online questionnaire regarding demographic information as well as financial and investment needs and use that information to best match them to independent third-party financial advisors (“Advisors” or our “Advisor Network”). FinanceHQ is registered with the U.S. Securities and Exchange Commission as an investment advisor. All members of our Advisor Network are registered with a regulatory body in the United States and have elected to participate in our matching platform. FinanceHQ does not review the ongoing performance of any Advisor, participate in the management of any Client’s account by an Advisor, or provide advice regarding specific investments.
Members of our Advisor Network are screened via a rigorous due diligence process and interviewed to determine client fit, financial planning expertise, and desired client demographics. FinanceHQ determines a match based on responses from both the Client questionnaire and Advisor interview/screening process. If after reviewing the Client questionnaire we determine there is no Advisor within our network who has the expertise and capabilities to help, we will not recommend an Advisor to the Client.
While we do not review the ongoing performance of any Advisor, we periodically review Advisors in our network for client suitability, continued registration with either the SEC or the states in which they operate and monitor for any new disciplinary disclosures. FinanceHQ does not participate in the management of any Client's account by an Advisor. We do not manage client funds, provide advice regarding specific investments or hold custody of assets. We may receive compensation for matching Clients to members of our Advisor Network, and this can affect the matches we present to Clients. Nothing in our service involves an offer to buy or sell any security or interest. If a Client chooses to work with an Advisor that we recommended, any investment advice they provide is offered entirely by them, without input from us. All investing involves risk, including loss of principal. Working with an Advisor may come with potential downsides such as payment of fees (which may reduce returns). There are no guarantees that working with an advisor will yield positive returns. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.
Disclaimer: The information contained herein is based on sources believed to be reliable but no representation, expressed or implied, is made as to its accuracy, completeness or correctness. Past performance is no guarantee of future results. Information contained herein contains forward-looking statements and is subject to significant risks and uncertainties, which will affect the results.
Registration with the SEC or any state securities authority does not imply that FinanceHQ or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. FinanceHQ does not provide legal, tax, or accounting advice.
FinanceHQ is not a client of any of the Advisors on its platform and has not independently verified any performance data or representations by such Advisors as to their performance or qualifications.
Before making any financial decisions, clients should consult their legal and/or tax advisors.